Choose Your Motor Insurance Plan
Select the policy that best suits your needs and budget
| Benefits | Third Party | Enhanced Third Party | Comprehensive |
|---|---|---|---|
| Third Party Property Damage | To a limit of ₦3million | To a limit of ₦3million | To a limit of ₦3million |
| Third Party Bodily Injury & Death | Unlimited cover | Unlimited cover | Unlimited cover |
| Accidental (Own) Damage | ✕ | To a limit of ₦1,000,000 (on condition of 3rd-party claim) |
To a limit of sum insured |
| Theft of Insured Vehicle or Accessories | ✕ | ✕ | ✓ |
| Fire Peril | ✕ | To a limit of ₦500,000 (excluding self-ignition) |
To the limit of Sum Insured |
| Flood Peril | ✕ | To a limit of ₦100,000 | To the limit of Sum Insured |
| Medical Expenses to Insured | ✕ | To a limit of ₦100,000 | To a limit of ₦100,000 |
| Legal Fees & Expenses | ✕ | To a limit of ₦50,000 | ✕ |
| Towing of Insured Vehicle from Accident Scene | ✕ | To a limit of ₦15,000 | To a limit of ₦50,000 |
| Windscreen Damage (accident involving third party) | ✕ | To a limit of ₦50,000 | ✓ |
| Riot, Strike & Civil Commotion | ✕ | ✕ | ✓ |
| Free Tracker (Vehicle ₦5m & above) | ✕ | ✕ | Free for ₦5m and above |
| Authorized Repair Limit | ✕ | ✕ | To the limit of ₦100,000 |
| Loss of Personal Effect | ✕ | ✕ | Free up to ₦100,000 |
| ECOWAS Brown Card (West African Countries) | ✓ | ✓ | ✓ |
Basic
Motor Third Party Policy
Third Party Property DamageUp to ₦3million
Third Party Bodily Injury & DeathUnlimited
Accidental (Own) Damage✕
Theft of Vehicle or Accessories✕
Fire Peril✕
Flood Peril✕
Medical Expenses to Insured✕
Legal Fees & Expenses✕
Towing from Accident Scene✕
Windscreen Damage✕
Riot, Strike & Civil Commotion✕
Free Tracker✕
Authorized Repair Limit✕
Loss of Personal Effect✕
ECOWAS Brown Card✓
Enhanced
Enhanced Motor Third Party Policy
Third Party Property DamageUp to ₦3million
Third Party Bodily Injury & DeathUnlimited
Accidental (Own) DamageUp to ₦1,000,000
Theft of Vehicle or Accessories✕
Fire PerilUp to ₦500,000
Flood PerilUp to ₦100,000
Medical Expenses to InsuredUp to ₦100,000
Legal Fees & ExpensesUp to ₦50,000
Towing from Accident SceneUp to ₦15,000
Windscreen DamageUp to ₦50,000
Riot, Strike & Civil Commotion✕
Free Tracker✕
Authorized Repair Limit✕
Loss of Personal Effect✕
ECOWAS Brown Card✓
Most Popular
Comprehensive Motor Policy
Third Party Property DamageUp to ₦3million
Third Party Bodily Injury & DeathUnlimited
Accidental (Own) DamageUp to sum insured
Theft of Vehicle or Accessories✓
Fire PerilUp to sum insured
Flood PerilUp to sum insured
Medical Expenses to InsuredUp to ₦100,000
Legal Fees & Expenses✕
Towing from Accident SceneUp to ₦50,000
Windscreen Damage✓
Riot, Strike & Civil Commotion✓
Free TrackerFree for ₦5m+
Authorized Repair LimitUp to ₦100,000
Loss of Personal EffectFree up to ₦100,000
ECOWAS Brown Card✓